Majid Al Futtaim Finance (Najm) Cashback Gold

Overall Rating:

• When you apply for the credit card, get 10% cashback for spends at Carrefour and 5% cashback for spends done anywhere else, in the first 60 days of card approval. Maximum value of cashback you can earn is AED 500
• After that get up to 4% cashback on Carrefour purchases and 2% cashback on all other purchases
• Use your credit card at dedicated cash counters at Carrefour Hypermarkets
• Buy one-get-one free movie tickets at UAE VOX Cinemas is applicable
• Utility bill payment facility
• With the Loan on Phone facility, get the option to transfer up to 70% of your card limit to your bank account
• 0% Easy Payment Plans for 3, 6, 9, or 12 months.

Dining Privileges: NO
Payment Plans: YES
Interest/Profit Rates: 3.25% per month
Annual Fee: 400

Dining Privileges
NO

Payment Plans
YES

Interest/Profit Rates
3.25% per month

Annual Fee
400

Charges on International Spends
3.00% per month

Islamic Finance
No

Payment Plans
YES

Supermarket Offers
YES

Theatre Offers
YES

Valet Parking
NO

Salary Transfer Mandatory
No

Minimum Salary
AED 8000

Balance Transfer
Yes

Travel Discounts
NO

Lifestyle Benefits
NO

Shopping Offers
YES

Status Cards
No

Utility Bills Offers
YES

Credit Shield Charges
AED 0

School Fee Deals
NO

Air Miles
NO

Hotel Discounts
NO

Dining

15% discount on food & beverages.
Merchant Name: Park Regis

15% discount on food & beverages.

Merchant Name: Park Regis

Merchant Address: Dubai

Offer Category: Dining

10% Discount on Total Bill of AED 150
Merchant Name: Al Sabbagh Sweets

10% Discount on Total Bill of AED 150

Merchant Name: Al Sabbagh Sweets

Merchant Address: Sharjah

Offer Category: Dining

10% Discount on total bill for Najm cardholders 15% Discount on total bill for Voyager by Najm cardholders
Merchant Name: Mirchi

10% Discount on total bill for Najm cardholders 15% Discount on total bill for Voyager by Najm cardholders

Merchant Name: Mirchi

Merchant Address: Dubai

Offer Category: Dining

10% Discount on Buffet
Merchant Name: Danial Iranian Restaurant

10% Discount on Buffet

Merchant Name: Danial Iranian Restaurant

Merchant Address: Dubai

Offer Category: Dining

10% Discount on total purchases
Merchant Name: Country Bakes

10% Discount on total purchases

Merchant Name: Country Bakes

Merchant Address: Dubai

Offer Category: Dining

10% Discount on total bill for Najm credit cardholders 15% Discount on total bill for Voyager by Najm cardholders
Merchant Name: Pizza Naples

10% Discount on total bill for Najm credit cardholders 15% Discount on total bill for Voyager by Najm cardholders

Merchant Name: Pizza Naples

Merchant Address: Dubai

Offer Category: Dining

10% Discount on the total bill
Merchant Name: Yildiz Saray Restaurant & Cafe

10% Discount on the total bill

Merchant Name: Yildiz Saray Restaurant & Cafe

Merchant Address: Dubai

Offer Category: Dining

10% off on Full meal plan for Majid Al Futtaim Credit Card holders.
Merchant Name: Health Factory

10% off on Full meal plan for Majid Al Futtaim Credit Card holders.

Merchant Name: Health Factory

Merchant Address: Dubai

Offer Category: Dining

10% discount on total bill
Merchant Name: Wrigleys Pub

10% discount on total bill

Merchant Name: Wrigleys Pub

Merchant Address: Airport Road, Abu Dhabi

Offer Category: Dining

15% discount on total bill
Merchant Name: Zayed Alammor Sea Food Restaurant

15% discount on total bill

Merchant Name: Zayed Alammor Sea Food Restaurant

Merchant Address: Dubai Marina Walk & Dragon Mart2

Offer Category: Dining

Healthcare & Wellness

20% Discount for Services 15% Discount for Hair Extension
Merchant Name: Hatem Hair Center