ADIB Spice Card for Expats

ADIB Spice Card for Expats

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• Get up to 9% cashback on your spends
• Avail dining offers of up to 25% at participating restaurants
• Convert your jewelry purchases into easy monthly installments of up to 6 months at 0% profit rate at participating outlets
•Avail Priceless Arabia offers from MasterCard.

  • Cashback: YES
  • Dining Privileges: YES
  • Payment Plans: YES
  • Interest/Profit Rates: 3.09% per month

Cashback
YES

Dining Privileges
YES

Payment Plans
YES

Interest/Profit Rates
3.09% per month

Annual Fee
AED 199

Charges on International Spends
3.00% per month

Islamic Finance
Yes

Payment Plans
YES

Supermarket Offers
YES

Theatre Offers
NO

Valet Parking
NO

Salary Transfer Mandatory
No

Minimum Salary
AED 12,000

Balance Transfer
Yes

Travel Discounts
YES

Lifestyle Benefits
YES

Shopping Offers
YES

Status Cards
No

Utility Bills Offers
NO

Credit Shield Charges
AED 0

School Fee Deals
NO

Air Miles
NO

Card status
NO

Hotel Discounts
NO

Electronics

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Jumbo Electronics

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Jumbo Electronics

Merchant Address: Dubai

Offer Category: Electronics

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Best Value General Trading (Sony Store in Dubai)

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Best Value General Trading (Sony Store in Dubai)

Merchant Address: Dubai

Offer Category: Electronics

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Jacky's Electronics

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Jacky's Electronics

Merchant Address: Dubai

Offer Category: Electronics

0% interest for 6 months on purchases above AED 1,000

Merchant Name: EMax

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: EMax

Merchant Address: Dubai

Offer Category: Electronics

0% interest for 6 months on purchases above AED 1,000

Merchant Name: EROS or Switch

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: EROS or Switch

Merchant Address: Dubai

Offer Category: Electronics

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Sharaf DG

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Sharaf DG

Merchant Address: Dubai

Offer Category: Electronics

0% interest for 6 months on purchases above AED 1,000

Merchant Name: iSTYLE (Apple Premium Reseller)

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: iSTYLE (Apple Premium Reseller)

Merchant Address: Dubai

Offer Category: Electronics

0% interest for 6 months on purchases above AED 1,000

Merchant Name: iStore

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: iStore

Merchant Address: Dubai

Offer Category: Electronics

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Apple

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Apple

Merchant Address: Dubai

Offer Category: Electronics

Healthcare & Wellness

0% interest for 6 months on purchases above AED 1,000

Merchant Name: VLCC

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: VLCC

Merchant Address: Al Safa, Dubai

Offer Category: Healthcare & Wellness

0% interest for 6 months on purchases above AED 1,000

Merchant Name: VLCC

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: VLCC

Merchant Address: Al Mamourah, Ras Al Khaimah

Offer Category: Healthcare & Wellness

0% interest for 6 months on purchases above AED 1,000

Merchant Name: VLCC

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: VLCC

Merchant Address: Al Jimi, AL Ain

Offer Category: Healthcare & Wellness

0% interest for 6 months on purchases above AED 1,000

Merchant Name: American Dental and Medical Center

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: American Dental and Medical Center

Merchant Address: Dubai

Offer Category: Healthcare & Wellness

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Awazen Medical Centre

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Awazen Medical Centre

Merchant Address: Dubai

Offer Category: Healthcare & Wellness

0% interest for 6 months on purchases above AED 1,000

Merchant Name: All Awazen Medical Centres in UAE

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: All Awazen Medical Centres in UAE

Merchant Address: Dubai

Offer Category: Healthcare & Wellness

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Al Bayan Medical Centre

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Al Bayan Medical Centre

Merchant Address: Dubai

Offer Category: Healthcare & Wellness

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Saudi German Hospital

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Saudi German Hospital

Merchant Address: Dubai

Offer Category: Healthcare & Wellness

0% interest for 6 months on purchases above AED 1,000

Merchant Name: American Dental and Medical Center

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: American Dental and Medical Center

Merchant Address: Sharjah

Offer Category: Healthcare & Wellness

Jewellery

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Joyalukkas

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Joyalukkas

Merchant Address: Al Gharb, Sharjah

Offer Category: Jewellery

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Al Liali Jewellery

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Al Liali Jewellery

Merchant Address: Dubai

Offer Category: Jewellery

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Joyalukkas

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Joyalukkas

Merchant Address: Dafan AL Nakheel, Ras Al Khaimah

Offer Category: Jewellery

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Joyalukkas

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Joyalukkas

Merchant Address: Sharjah

Offer Category: Jewellery

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Joyalukkas

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Joyalukkas

Merchant Address: Al Danah, Abu Dhabi

Offer Category: Jewellery

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Joyalukkas

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Joyalukkas

Merchant Address: Al Fahidi Street

Offer Category: Jewellery

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Joyalukkas

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Joyalukkas

Merchant Address: Al Karama

Offer Category: Jewellery

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Joyalukkas

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Joyalukkas

Merchant Address: Al Barsha

Offer Category: Jewellery

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Malabar Gold & Diamonds

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Malabar Gold & Diamonds

Merchant Address: Dubai

Offer Category: Jewellery

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Kalyan Jewelers

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Kalyan Jewelers

Merchant Address: Dubai

Offer Category: Jewellery

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Pure Gold

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Pure Gold

Merchant Address: Dubai

Offer Category: Jewellery

Lifestyle

Buy one ticket and get one ticket FREE at the Dubai Aquarium when you pay using your ADIB Card

Merchant Name: Dubai Mall

Buy one ticket and get one ticket FREE at the Dubai Aquarium when you pay using your ADIB Card
Buy one ticket and get one ticket FREE at the Dubai Aquarium when you pay using your ADIB Card

Merchant Name: Dubai Mall

Merchant Address: Dubai

Offer Category: Lifestyle

25% discounts on tickets at Sega Republic

Merchant Name: Dubai Mall

25% discounts on tickets at Sega Republic
25% discounts on tickets at Sega Republic

Merchant Name: Dubai Mall

Merchant Address: Dubai

Offer Category: Lifestyle

25% discounts on tickets at Kidzania

Merchant Name: Dubai Mall

25% discounts on tickets at Kidzania
25% discounts on tickets at Kidzania

Merchant Name: Dubai Mall

Merchant Address: Dubai

Offer Category: Lifestyle

25% discounts on tickets at Dubai Ice Rink

Merchant Name: Dubai Mall

25% discounts on tickets at Dubai Ice Rink
25% discounts on tickets at Dubai Ice Rink

Merchant Name: Dubai Mall

Merchant Address: Dubai

Offer Category: Lifestyle

4 complimentary Valet Parkings per month

Merchant Name: American Hospital

4 complimentary Valet Parkings per month
4 complimentary Valet Parkings per month

Merchant Name: American Hospital

Merchant Address: American Hospital, Dubai

Offer Category: Lifestyle

4 complimentary Valet Parkings per month

Merchant Name: Dubai Court

4 complimentary Valet Parkings per month
4 complimentary Valet Parkings per month

Merchant Name: Dubai Court

Merchant Address: Dubai Court , Dubai

Offer Category: Lifestyle

4 complimentary Valet Parkings per month

Merchant Name: Mirdif City Center

4 complimentary Valet Parkings per month
4 complimentary Valet Parkings per month

Merchant Name: Mirdif City Center

Merchant Address: Mirdif City Center, Dubai

Offer Category: Lifestyle

4 complimentary Valet Parkings per month

Merchant Name: Oasis Center

4 complimentary Valet Parkings per month
4 complimentary Valet Parkings per month

Merchant Name: Oasis Center

Merchant Address: Oasis Center, Dubai

Offer Category: Lifestyle

4 complimentary Valet Parkings per month

Merchant Name: Ibn Battuta Mall

4 complimentary Valet Parkings per month
4 complimentary Valet Parkings per month

Merchant Name: Ibn Battuta Mall

Merchant Address: Ibn Battuta Mall, Dubai

Offer Category: Lifestyle

4 complimentary Valet Parkings per month

Merchant Name: Wafi Mall

4 complimentary Valet Parkings per month
4 complimentary Valet Parkings per month

Merchant Name: Wafi Mall

Merchant Address: Wafi Mall, Dubai

Offer Category: Lifestyle

4 complimentary Valet Parkings per month

Merchant Name: Dubai International Airport

4 complimentary Valet Parkings per month
4 complimentary Valet Parkings per month

Merchant Name: Dubai International Airport

Merchant Address: Dubai International Airport, Dubai

Offer Category: Lifestyle

4 complimentary Valet Parkings per month

Merchant Name: Marina Mall

4 complimentary Valet Parkings per month
4 complimentary Valet Parkings per month

Merchant Name: Marina Mall

Merchant Address: Marina Mall, Abu Dhabi

Offer Category: Lifestyle

4 complimentary Valet Parkings per month

Merchant Name: Dalma Mall

4 complimentary Valet Parkings per month
4 complimentary Valet Parkings per month

Merchant Name: Dalma Mall

Merchant Address: Dalma Mall, Abu Dhabi

Offer Category: Lifestyle

4 complimentary Valet Parkings per month

Merchant Name: DeerFields Town Square Mall

4 complimentary Valet Parkings per month
4 complimentary Valet Parkings per month

Merchant Name: DeerFields Town Square Mall

Merchant Address: DeerFields Town Square Mall, Abu Dhabi

Offer Category: Lifestyle

4 complimentary Valet Parkings per month

Merchant Name: Yas Mall

4 complimentary Valet Parkings per month
4 complimentary Valet Parkings per month

Merchant Name: Yas Mall

Merchant Address: Yas Mall, Abu Dhabi

Offer Category: Lifestyle

Shopping

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Harmanhouse LLC

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Harmanhouse LLC

Merchant Address: Al Maktoum Road, Dubai

Offer Category: Shopping

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Harmanhouse LLC

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Harmanhouse LLC

Merchant Address: Al Ittihad Street, Dubai

Offer Category: Shopping

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Harmanhouse LLC

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Harmanhouse LLC

Merchant Address: Abu Dhabi

Offer Category: Shopping

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Harmanhouse LLC

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Harmanhouse LLC

Merchant Address: Sheikh Zayed Road

Offer Category: Shopping

0% interest for 6 months on purchases above AED 1,000

Merchant Name: Revolution Cycles

0% interest for 6 months on purchases above AED 1,000
0% interest for 6 months on purchases above AED 1,000

Merchant Name: Revolution Cycles

Merchant Address: Motor City Dubai

Offer Category: Shopping

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Next to Emirates Motor Company

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!
Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Next to Emirates Motor Company

Merchant Address: Abu Dhabi

Offer Category: Shopping

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Marina Mall

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!
Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Marina Mall

Merchant Address: Abu Dhabi

Offer Category: Shopping

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Dana Mall

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!
Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Dana Mall

Merchant Address: Abu Dhabi

Offer Category: Shopping

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Baniyas

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!
Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Baniyas

Merchant Address: Abu Dhabi

Offer Category: Shopping

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Tourist Club Area

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!
Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Tourist Club Area

Merchant Address: Abu Dhabi

Offer Category: Shopping

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Deerfield Mall

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!
Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Deerfield Mall

Merchant Address: Abu Dhabi

Offer Category: Shopping

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Al Seef Village Mall

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!
Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Al Seef Village Mall

Merchant Address: Abu Dhabi

Offer Category: Shopping

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Al Raha

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!
Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Al Raha

Merchant Address: Abu Dhabi

Offer Category: Shopping

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Jimi Mall

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!
Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Jimi Mall

Merchant Address: Al Ain

Offer Category: Shopping

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Bawadi Mall

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!
Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Bawadi Mall

Merchant Address: Al Ain

Offer Category: Shopping

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Manar Mall

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!
Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Manar Mall

Merchant Address: Ras Al Khaimah

Offer Category: Shopping

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Safeer Mall

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!
Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Safeer Mall

Merchant Address: Ras Al Khaimah

Offer Category: Shopping

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, City Center Mall

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!
Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, City Center Mall

Merchant Address: Fujairah

Offer Category: Shopping

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Dana Mall

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!
Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Dana Mall

Merchant Address: Fujairah

Offer Category: Shopping

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Dana Mall

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!
Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, Dana Mall

Merchant Address: Ajman

Offer Category: Shopping

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, King Faisal Street

Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!
Use your ADIB Covered Card at select Carrefour Hypermarkets and Supermarkets across the UAE* and get DOUBLE Rewards!

Merchant Name: Carrefour, King Faisal Street

Merchant Address: Umm Al Quwain

Offer Category: Shopping

RATINGS &
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25% off on furniture

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Receive flight voucher worth AED 950 complimentary when 2 standard flights worth AED 950 e...

Amigo Balloons

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